Can I get a car loan with bad credit in Canada?

Yes. Participating dealers consider a range of credit situations, including bad credit, no credit, previous bankruptcy, and consumer proposals. Complete the secure online application to explore your options.

How long does the application take?

The online application takes approximately two minutes. After submitting, our team reviews your information and connects you with a participating dealer.

Can I trade in my current vehicle?

Yes. Use our trade-in appraisal flow to tell us about your vehicle — by VIN or year/make/model — and a specialist will contact you with an estimate you can put toward your next purchase.

Is YourApproval.ca affiliated with AutoTrader?

No. YourApproval.ca is an independent vehicle-financing platform. We are not affiliated with, endorsed by, or sponsored by AutoTrader. AutoTrader is a trademark of its respective owner.

Can I finance any vehicle I find on AutoTrader?

Participating dealers can review financing for a wide range of vehicles. After you submit your application with the vehicle details, a dealer can assess the vehicle and your financing options.

Do I need to know the exact vehicle I want?

No. You can paste a listing URL from AutoTrader, or you can enter vehicle details manually. You can also apply without a specific vehicle and explore options first.

Found a Vehicle on AutoTrader? Explore Financing Options

Already found a vehicle on AutoTrader? YourApproval.ca lets you paste the listing URL and complete a secure online application to explore financing options through participating dealers across Canada.

Paste Your Vehicle Listing

Copy the listing URL from AutoTrader and paste it below to start your application.

Paste Your Listing

How It Works

If you've found a vehicle on AutoTrader that you'd like to purchase, YourApproval.ca can help you explore financing options:

Copy the listing URL from AutoTrader
Paste it into YourApproval.ca — we'll try to pull the vehicle details automatically
Complete the secure application — takes approximately 2 minutes
Get connected with a participating dealer that can review your financing options

What Information We Pull

When you paste a vehicle listing URL, we attempt to detect the vehicle's year, make, model, and other details from the listing page. You can review and edit this information before submitting your application.

Vehicle Financing for AutoTrader Listings

YourApproval.ca connects you with participating dealers that can review financing for vehicles found on AutoTrader — whether it's a new car, used vehicle, or certified pre-owned. The dealer can assess the vehicle and your financing situation together.

Credit Situations Considered

Participating dealers consider all credit situations:

Good credit
Bad credit
No credit history
Previous bankruptcy
Consumer proposal
Self-employed income
Newcomer to Canada

Frequently Asked Questions

YourApproval.ca is an independent platform and is not affiliated with or endorsed by AutoTrader. AutoTrader is a trademark of its respective owner.

Ready to Explore Your Options?

Complete our secure online application in approximately 2 minutes.

Start Your Application

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