Canada's Vehicle Financing Platform
Your Next Ride
Starts Here.
Vehicle financing made simple. Explore your options online and connect with participating dealers across Canada.
Fast• Secure• 100% Online
Across Canada.
For a Brighter Tomorrow. 🇨🇦
Drive with Confidence
We connect Canadians with participating dealerships across the country.
100%
Online Application
Apply from anywhere
Secure
Your Data
Privacy protected
All Types
Credit Welcome
Everyone can apply
Canada
Dealer Network
Across the country
Found a Vehicle Already?
Found a Vehicle Anywhere? Apply for Financing Here.
Found a vehicle on AutoTrader, CarGurus, Kijiji or a dealership website? Paste the listing below and apply for financing options through YourApproval.ca.
Already found the car you want? Send us the listing and complete your financing application online.
AutoTrader, CarGurus, Kijiji, dealership website or another vehicle listing.
No obligation to purchase through a specific dealership.
We Work With Canada's Top Lenders
We work with Canada's top banks and lenders — so no matter your credit situation, there's a path to explore. One application connects you with multiple lenders.
Starting APRs shown are live published rates as of Sept 2026 and vary by credit profile, vehicle, and term. Approval is not guaranteed.
How It Works
A simple process designed to help you explore your vehicle-financing options.
Step 1
Tell Us What You Need
Share basic information about yourself and your vehicle needs.
Step 2
Complete Our Quick Application
Secure online application designed to take only a few minutes.
Step 3
Get Connected
We connect eligible requests with participating dealers.
Step 4
Choose Your Vehicle
Work directly with the dealership and explore available vehicle options.
Explore Vehicle Types
Find the right fit and start your financing application.
One Application. More Possibilities.
Tell us what you're looking for and explore financing options through participating dealerships across Canada.
Our Financing Services
Explore the vehicle financing options available through Your Approval's participating dealer network.
Car Loans
Your Approval helps Canadians explore car loan options for new and used vehicles. Our secure online application connects you with participating dealers that review your financing needs — whether you have good credit, bad credit, or are building credit for the first time.
Learn MoreBad Credit Car Loans
Having bad credit does not automatically prevent you from getting vehicle financing. Your Approval helps applicants with credit challenges connect with participating dealers that review all credit situations and can assess your financing options.
Learn MoreSubprime Car Financing
Subprime car financing provides options for applicants who may not qualify for prime lending rates. Your Approval connects you with participating dealers that offer subprime financing programs tailored to your individual circumstances.
Learn MoreAuto Financing
Your Approval helps Canadians explore auto financing options for cars, trucks, and SUVs. Whether you are purchasing your first vehicle or upgrading, our secure online application connects you with participating dealers that can review your financing needs.
Learn MoreCar Loan Pre-Approval
Getting pre-approved for a car loan can give you confidence before you start shopping. Your Approval's online application helps you understand your financing options before you visit a dealership, so you can shop with clarity.
Learn MoreUsed Car Financing
Financing a used vehicle can be a smart, cost-effective way to get behind the wheel. Your Approval helps applicants explore used car financing options with participating dealers that offer programs for pre-owned vehicles.
Learn MoreSell Your Car
Looking to sell your current vehicle? Your Approval helps you connect with participating dealers that can assess your vehicle's value. Whether you want to sell outright or trade in toward your next purchase, our application makes it easy to get started.
Learn MoreAuto Loan Refinancing
If you have an existing auto loan, refinancing may help you secure different terms. Your Approval helps applicants explore auto loan refinancing options with participating dealers that can review your current loan.
Learn MoreBankruptcy Car Loans
Bankruptcy does not necessarily prevent you from getting vehicle financing. Your Approval helps applicants who have experienced bankruptcy connect with participating dealers that can review their financing options.
Learn MoreConsumer Proposal Car Loans
A consumer proposal does not automatically prevent you from getting vehicle financing. Your Approval helps applicants in a consumer proposal connect with participating dealers that can review their financing options.
Learn MoreNo Credit Car Loans
Having no credit history or a limited credit history does not automatically prevent you from getting vehicle financing. Your Approval helps applicants with limited credit connect with participating dealers that can review their financing options.
Learn MoreNewcomer Car Financing
If you are new to Canada, you may be able to obtain vehicle financing even without an established Canadian credit history. Your Approval helps newcomers connect with participating dealers that review newcomer financing programs.
Learn MoreCar Financing
YourApproval.ca helps Ontario residents explore car financing options for new and used vehicles. Our secure online application connects you with participating dealers that can review your financing needs — whether you are buying your first car, upgrading, or refinancing.
Learn MoreRefinance Car Loan
If you have an existing auto loan, refinancing may help you secure different terms. YourApproval.ca helps Ontario applicants explore car loan refinancing options with participating dealers that can review your current loan.
Learn MoreSelf-Employed Car Loans
Being self-employed does not prevent you from getting vehicle financing. YourApproval.ca helps self-employed applicants — including sole proprietors, contractors, and small business owners — connect with participating dealers that understand non-traditional income.
Learn MoreFirst-Time Car Buyer
Buying your first vehicle is an exciting milestone. YourApproval.ca helps first-time buyers explore financing options with participating dealers that understand the unique needs of new buyers — whether you have limited credit history or are making your first major purchase.
Learn MoreStudent Car Financing
Being a student does not prevent you from getting vehicle financing. YourApproval.ca helps students connect with participating dealers that can review financing options for applicants with part-time income, co-applicants, or limited credit history.
Learn MoreVehicle Financing Across Canada
Choose your city to explore vehicle-financing, trade-in and refinancing information available in your area.
Popular Cities
Ontario Cities
Approved Customers, Real Vehicles
People just like you are driving home in the vehicle they wanted — here are a few of their stories.
Approved in days, not weeks
After being turned down by my bank, I thought I'd never get a loan. The team found me a great rate on my RAV4 and I was driving it home the same week. Couldn't be happier.
Jessica M.
Hamilton, ON
They made it stress-free
I had a consumer proposal and nobody would touch me. My specialist walked me through every option and got me approved on a Civic I love. The process was honestly painless.
Marcus T.
Mississauga, ON
Traded up with ease
I traded in my old car and got way more for it than I expected. The financing on my Tucson was straightforward and there were no surprises at signing.
Aisha K.
Brampton, ON
Finally got my dream truck
Self-employed and worried I wouldn't qualify. They understood my situation and got me into the F-150 I'd wanted for years. Highly recommend giving them a call.
David R.
Oshawa, ON
First-time buyer, totally supported
As a first-time buyer with no credit history I was nervous. My specialist explained everything and I drove off in a brand new Sportage. The whole thing felt personal.
Priya S.
Scarborough, ON
Better rate than my dealer offered
The dealership quoted me a crazy rate. I came here instead and got a much better deal on my CX-5. Saved me thousands over the term. Wish I'd started here.
Tyler B.
Oakville, ON
Pre-Qualification & Approval, Explained
Everything you need to know before you start your application.